阅读理解精选17BecauseofthefinancialcrisisintheUSandUK,collegestudentsarebeginningtostruggletofindwaystopaytheirtuitionfeesandaccommodations.Recently,twomajorUSstudentloanlenders—CitibankandJPMorganChase—announcedtheywereleavingthestudentloanindustryaltogether.Becausebankscurrentlyhavealackofcredit(存款额),theyarereluctanttoofferstudentslow-interestloans(贷款)thatneedaseveral-yearwaitforanyreturnofinterest.IntheUS,manyundergraduatestopuptheirfinancialneedswithaprivateloan,althoughthemajoritycangetgovernment-fundedloans.Inthe2005—2006academicyear,$17billioninprivatestudentloanswasusedtofinancehighereducation.TheshortfallinprivatefundinghasyettobecoveredandwillhitmanyUSstudentshard.AcrosstheAtlantic,UKstudentshavebeenlesstroubledbythecrisis.MostundergraduatesintheUKcovertheiruniversityexpenseswithgovernment-fundedloansandgrants(助学金)．Theirbiggestconcernisasuddensteepincreaseinstudentrent.Mostyoungprofessionalsnowrenthouses,since80percentofUKmortgageschemes(住房抵押贷款计划)havedisappeared—adirectresultofthecreditcrisis.Thishasboostedthehouserentmarket.Inlargecities,UKstudentsarepayingalmost6.5percentmoreinrentthanthepreviousyear.FiguresfromtheUKorganizationAccommodationforStudentshowstudentsinbigcitiessuchasLondonpayinganaverageweeklyrentof$103.Yet,despitestudents’suffering,thenumberofthisyear’suniversityapplicationsisexpectedtogrow.Duringeconomicslumps,peopleregardfurthereducationasawaytosurvivetoughjobmarkets.26．Accordingtothepassage,banksareunwillingtoofferstudentsloansbecause________.A．thestudentsarepoorandsometimestheycan’tpayoffthedebtB．bankspreferlendingthemoneytotheyoungprofessionalsC．banksdon’thaveenoughmoneyleftatthepresenttimeD．theythinkcollegestudentsarenotstudyinghard-2-\n27．Theunderlinedphrase“topup”inParagraph3probablymeans________.A．putupB．makeupC．fillupD．pickup28．WhichofthefollowingisNOTtrueaccordingtothepassage?A．UKcollegestudentshavetopaymoreiftheywanttorenthouses.B．MoreUKstudentswanttofurthertheirstudyincollege.C．ItisnotsoeasyforUSstudentstoloanmoneynow.D．Collegestudents’tuitionfeeshaverisengreatly.29．Itcanbeinferredthat________.A．therearenoprivatestudentloanlendersintheUKB．loansforUScollegestudentswillbeincreasednextyearC．privatefundingfallsalittlebecauseofhigher-interestloansintheUSD．privateloansplayaveryimportantroleinfinancingUSstudents’education30．Thepassagemainlytellsus________.A．collegestudentsintheUSandUKarefacedwiththeirfinancialcrisisB．itisthedutyofthegovernmentstosolvecollegestudents’financialcrisisC．privatestudentloanisagoodwayforcollegestudentstoovercomethedifficultiesD．furthereducationisagoodwayforcollegestudentstosurvivetoughjobmarkets[答案及解析]26—30CCDDA26答案 C解析 事实细节题。文中第二段提到“bankscurrentlyhavealackofcredit”说明银行的存款额不足,故C项正确。27答案 C解析 词义推测题。文中第三段提到学生们除了得到国家的助学贷款外,也可以通过私人贷款来满足经济需求,可猜测topup的意思为“给……添满,盛满”,故fillup正确。28答案 D解析 事实细节题。结合文章内容可知A、B、C三项都是正确的,D项的内容文章中没有提及,故选D项。29答案 D解析 推理判断题。文中第三段提到很多学生通过私人贷款来满足自己的经济需求,并且在2005年到2006年间有170亿美元用于学生的私人贷款,说明D项是正确的。30答案 A解析 主旨大意题。通读全文可知文章主要讲述了英美的大学生面临的经济危机。-2-
